Terms of Service

Last Updated: January 2026

Agreement to Terms

Welcome to Swerte99. By accessing our platform, including the Swerte99 app download and our web services, you agree to be bound by these Terms of Service. Please read them carefully to ensure a safe and enjoyable gaming experience.

Eligibility Accounts Payments User Conduct Responsible Gaming

1. Legal Eligibility

To use Swerte99 online casino services, you must satisfy the following conditions:

You must be at least 21 years of age.
You must reside in a jurisdiction where online gaming is legally permitted (primarily the Philippines).
You must not be a prohibited person (e.g., government officials, immediate family of PAGCOR employees).

2. Account Registration & Security

When you complete your Swerte99 register process, you agree to provide accurate and complete information. Users are responsible for maintaining the confidentiality of their login credentials.

Note: Only one account is permitted per person, family, household address, email address, or payment method. Duplicate accounts will be terminated.

3. Deposits and Withdrawals

All financial transactions on Swerte99 are subject to strict verification protocols. We support various local payment methods for your convenience.

Withdrawals must be sent to the original payment method or a verified bank account in the user's name.
Swerte99 reserves the right to request KYC (Know Your Customer) documentation at any time.
Anti-money laundering (AML) regulations are strictly enforced.

4. Prohibited Activities

Swerte99 maintains a fair gaming environment. The following activities are strictly prohibited and may result in immediate account suspension and forfeiture of funds:

Using automated software (bots) or artificial intelligence to play games.
Collusion with other players or engaging in any form of cheating.
Exploiting system bugs or technical vulnerabilities.
Engaging in fraudulent activities or using stolen credit cards.

5. Responsible Gaming

Gaming should be fun and entertaining. Swerte99 is committed to responsible gaming. We provide tools for self-exclusion and deposit limits. If you feel that gaming is negatively impacting your life, please seek professional help or contact our support team to restrict your account access.

6. Limitation of Liability

Swerte99 provides its services on an "as-is" basis. While we strive for 100% uptime, we are not liable for any technical failures, connection drops, or errors in game outcomes caused by user hardware or external internet connectivity issues.

Common Questions

Is my data secure?

Yes, Swerte99 uses industry-standard SSL encryption to protect your personal information and financial transactions. We do not share your data with unauthorized third parties.

What happens to my bets if the site crashes?

In the event of a technical malfunction, all affected bets are typically voided. Our system logs every transaction to ensure players are treated fairly during disputes.